What are the Benefits of Attending College Online?

Going to college and earning a college degree has never been easier. Whether you’re looking for degree programs that work with your busy schedule or an education built on the principles of one-on-one support and personal engagement, attending online colleges is a great option. People who choose to earn their degree online are often looking for career advancement, career changes or to enhance their resume with additional education. Earning an online degree has several benefits over an education from a traditional college classroom setting. Here are some of the benefits of going to a college online:
• Flexibility and Convenience: Online colleges allow you to learn anywhere, anytime and can be invaluable when you’re struggling to balance your work and family life. The ability to take classes from home, a coffee shop or wherever a computer can go is very beneficial to students who have a busy schedule. These flexible options allow you to fit your studies around your life, which is a plus compared with attending a traditional college.
• Affordability: Another selling point of online degree programs is its affordability. Online colleges offer competitive tuition rates, financial aid and scholarships. Students attending college online save on expenses such as commuting costs, campus fees and other spending that you usually incur at traditional colleges.
• Student-Centricity: As an online student, each person gets to respond to the course material in an online discussion before moving forward to the next topic. This high quality dialog allows each student to get involved in an in-depth conversation with the instructor and other students. In this way, students can control their learning experiences and can specifically tailor them to their needs.
• Access the Best: One of the benefits of online degree programs is that you can gain access to an online community of students, alumni and all of the dedicated staff as you move forward to the next level of your career advancement. Guest speakers or industry leaders can easily join the discussion in an online setting. In addition, the instructor can compile all the resources in an online platform so that students easily gain access to all the materials within a few clicks.
Online colleges have truly changed the face of higher education to help students achieve their professional objectives. Taking advantage of an online education can help not only advance your education, but also enhance your career. Online degree programs offer flexibility and options to best fit your personal needs and individual schedules. Moreover, the affordability, accessibility to resources and the focus on students cater to people of all ages, experiences and educational backgrounds. For these reasons, attending college online can be a great opportunity to help enhance your career and resume and can meet your lifestyle needs without interfering with your work life, family and other obligations.

Julie Perrigan currently writes for DeVry University, a higher education organization offering on campus and online degree programs. Visit DeVry.edu to get started today.

Posted in Uncategorized | Leave a comment

Undergrad business major? Think now!!

When deciding on what you want your career to be, make sure you keep in mind that just because you may think you need an MBA to get that position that you’ve always wanted might not be the answer. Some students go on and assume that once they got their MBA, they have that corner office and the six figure salary down pat. But it’s not just the MBA that could or even would jumpstart your career to where you want it. Not all successful business owners have an MBA. As a college grad, you should get a feel for how your career plays out before you decide to go and get your MBA. Because you may not need it, and it might not be necessary to spend all that money for a degree that you won’t need for your field that you want to be in. Make sure you do research on your field and your career before anything. That’s number one.

As a business major, you should consider three things before you add an MBA to your degree wall. One is your career goals. An MBA program covers all your broad-based classes such as marketing. You students who want more of a structured program, go for one of the specialized masters degrees, such as finance or entrepreneurship. Second is the overall cost of the MBA degree. A lot of specialized masters degrees take at least a year to complete while most of the other MBA degrees take at least four years to complete. So that means the longer you are there, the more money you’ll end up paying. If you don’t have a goal of becoming at least a partner in your company then you might want to decide against getting your MBA. If you don’t want it that bad, you’ll be wasting your money. Third is the salary. Just because you get your MBA doesn’t mean you’ll get an immediate raise or make the company partner. It’s still going to depend on your overall performance at work. So work hard and it will pay off in the long run.

Focus on getting strong, solid grades and being the best you can be. Make sure you look ahead and decide whether or not you’re going to need an MBA for your position you want, just in case it’s not needed then you won’t need to waste unnecessary amounts of money. Don’t just focus on your degree either. Get involved with random activities, it shows that you have other interests and not just a workaholic.

Posted in Uncategorized | Leave a comment

Is there a student loan bubble?

Student loan debts have been rising, with total balances now exceeding $1 trillion. But a report from the Vanguard Group argues that student-loan debts aren’t likely to undermine the economy like mortgages did a few years ago. A college degree and higher resulting income helps to make homes more affordable for young adults, though the student-debt overhang has slowed the economy and crimped housing demand, at least temporarily. The government has been worrying about the rise of student loan debt. They feel as if the economy might decline just like it did with the mortgages, but this time, because of student loans.

Most people who have student loans are struggling to pay back those loans which in turn could push the economy to go back into recession. Since 2007, the amount of student loan debt has doubled. Sources say that even if the economy doesn’t go down into recession, these debts will make it harder for young adults to even buy a house. More people are unable to make payments, with delinquencies hitting nearly one in eight loans.

The student loan problems have citizens questioning if college is worth the cost. College graduates earn at least double the amount compared to just a high school graduate would earn. They also have a much lower percentage when it comes to unemployment. Just with that most people would say that, yes, higher education is totally worth it. But when student loans begin to pile up some people would change their mind and end pursuing a college degree because it winds up costing them an arm and a leg. Despite what the media says, it’s up to you to figure out if you think a college degree is worth the money that’s put into it.

While not a simple answer, our answer at http://www.EdegreeUSA.com, is NO!

Posted in Uncategorized | Leave a comment

President Obama Capping Student Loan Payments

In June, President Obama made an executive decision to lower students’ debt with their loans. He’s expanding a law that caps loan payments at 10% of a student’s income. He also announced that he plans to renegotiate contracts with FAFSA services to provide them with financial incentives to keep students from defaulting on their loans. This whole action is aimed towards students who took out loans before October 2007. The majority of student who already have loans, have the option to limit their payments to 10% of their monthly income. Student loan debts now reach to be around 1.2 trillion dollars. The debt is going to be paid for by closing a tax loophole available to the rich.

from: http://www.whitehouse.gov/the-press-office/2014/06/09/factsheet-making-student-loans-more-affordable

Posted in Uncategorized | Leave a comment

Financial Aid – Tips

When applying for financial aid, it’s a tough process. It gets stressful and totally disorganized. But there are some tips that will help you out tremendously and help keep you organized.

When it comes to schooling, no one wants to end up in huge debt to paying back all their student loans. Instead of that, apply for financial aid!

One of the questions you can start thinking about is, how does the school’s net price calculator work? Almost every college website is required by federal law to have a net price calculator on their website. It’s a tool that allows you to find out an estimate of how much your tuition is going to be based on your family’s income and other personal data entered into the calculator. You need to ask how detailed the calculator is, how many questions there is to answer, and you need to make sure your data is up to date otherwise the estimate could be totally off. So the more up to date your information is the more accurate your estimate is going to be.

Another question you can be wondering is how much aid, on average, does the upperclassmen receive? There is a practice that most colleges use, called front-loading. Front-loading is a process where they try and give out financial aid awards to incoming freshman that are only guaranteed one year of schooling. If you are not an incoming freshman, you should ask your school about the average financial aid awards because it will help you figure out the total cost of your degree.

The last question you should ask yourself is, are there programs that are available to help offset the cost of schooling? The answer to that is yes. There are these great things called grants out there which are basically “free” money, meaning you don’t have to pay any of it back. Sometimes they have the strangest requirements, for instance, you have to have a 3.0 gpa and have to be left handed. But as strange as they may be, they will help you out so much in the long run.

Get started today and start applying for grants and financial aid. It’s better to start early, because it always takes a while for your grants and financial aid to get approved.

Posted in Uncategorized | Leave a comment